Do the incentives in 3-tier pharmaceutical benefit plans operate as intended? Results from a physician leadership survey

Am J Manag Care. 2005 Jan;11(1):16-22.

Abstract

Background: Three-tier pharmaceutical benefit systems use graded co-payments to steer patients toward "preferred" formulary medications.

Objectives: To evaluate physicians' knowledge of formularies and out-of-pocket costs in such systems, as well as their perceived responsibility for helping patients manage out-of-pocket costs.

Study design: Self-administered written survey.

Methods: Physician leaders participating in the California Medical Association Leadership Conference were surveyed.

Results: A total of 133 responses were received from 205 participants (65% response rate). Physicians reported that they were often unaware of patients' out-of-pocket costs at the time of prescribing. Fifty-nine percent of physicians reported that they never or seldom were aware of patients' "preferred" (lower cost) formulary options when prescribing, and 70% never or seldom were aware of patients' out-of-pocket costs when prescribing. Although 88% of physicians agreed that it is important that patients' out-of-pocket costs for prescription drugs are managed, only 25% strongly or somewhat agreed that it is their "responsibility" to help. Instead, 69% of physicians believed that it is the responsibility of the pharmacist to be familiar with patients' out-of-pocket costs. Physicians reported that they receive phone calls from pharmacists concerning formulary issues after 18.6% of the prescriptions they write.

Conclusions: Physician leaders reported that they often do not possess the knowledge to assist patients in managing out-of-pocket costs for prescription drugs and they depend on pharmacists to communicate patient preferences in making prescribing decisions. As a result, price preferences are communicated indirectly, likely less efficiently, rather than intentionally when prescribing decisions are made.

Publication types

  • Research Support, Non-U.S. Gov't

MeSH terms

  • Data Collection
  • Deductibles and Coinsurance
  • Female
  • Financing, Personal / statistics & numerical data
  • Health Knowledge, Attitudes, Practice
  • Humans
  • Insurance, Pharmaceutical Services
  • Interprofessional Relations
  • Leadership*
  • Male
  • Middle Aged
  • Motivation*
  • Pharmacists
  • Physicians*
  • United States